🇦🇺 Australian debt-recovery letter service · Not a law firm

Owed money?
We’ll send a letter of demand for you.

Tell us who owes you and how much — in plain English or your own language. We prepare a firm, professional letter of demand on PayClaim letterhead and send it to your debtor as your authorised agent. See the complete letter free before you pay anything. Flat $69. No commission, no subscription.

See the full letter free before you pay
Sent as your authorised agent
Flat $69 — no commission
Get my free letter preview → See How It Works

Free preview before you pay · Flat $69 · Construction or trade work? See Security of Payment claims →

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P Letter of Demand
● Ready to send
REFERENCEPC-2026-4471
ISSUEDOn PayClaim letterhead
CLAIMED AMOUNT
$6,400.00
Across 3 unpaid invoices · 47 days overdue
Invoices & quotes attached
Firm, professional wording
Deadline to pay & how to pay
PREPARATION FEE
$69 once-off
Start claim
Same day
Most claims prepared
$69
Fixed price · once-off
All 8
States & territories
The problem

You did the work. The invoice is sitting there unpaid.

Chasing payment is exhausting — texts ignored, calls dodged, and you're left out of pocket. PayClaim turns that frustration into a clear, proper payment claim and a simple set of next steps.

Without PayClaim
Endless texts and calls that get ignored
Confusing rules that differ in every state
Expensive solicitors or debt collectors taking a cut
Writing the money off and moving on
With PayClaim
A proper payment claim, prepared for your state
Plain-English steps — you always know what's next
One fixed $69 fee — no cut of what you recover
Downloadable documents, ready to send
Quick check

Is PayClaim right for your unpaid invoice?

If you can tick these boxes, you're exactly who PayClaim is built for. Tap each one that applies to you.

Check My Claim →
You completed the work
You issued an invoice
The client has not paid
You have messages, quotes, invoices or proof
You want to take action without overcomplicating it
Tick the boxes that apply to you
How it works

Prepared and ready in 4 simple steps.

No legal jargon. You give us the details, we prepare the claim, you take action.

01

Tell us what happened

A short chat: who owes you, how much, what it was for and when it was due. Type in any language — your letter comes out in professional English.

02

Preview your letter, free

See the complete letter of demand on PayClaim letterhead. Check the names, amounts and dates — you have not paid yet.

03

Approve and pay $69

One flat fee — no commission, no subscription. Pay by card or Afterpay.

04

We send it as your agent

We email the letter to your debtor as your authorised agent and send you a copy for your records.

Get my free letter preview →
The product

See exactly what PayClaim prepares.

A firm, professional letter of demand — not just another invoice reminder. On PayClaim letterhead, sent to your debtor as your authorised agent.

payclaim.com.au/claim/PC-2026-4471
LETTER OF DEMAND
Prepared on PayClaim letterhead, as authorised agent
REF
PC-2026-4471
CLAIMANT
J. Mercer Painting
ABN 41 882 119 044
RESPONDENT
Harbourline Builders Pty Ltd
Issued 14 June 2026
Invoice #1042 — Stage 1 repaint$2,150.00
Invoice #1051 — External & trim$2,480.00
Invoice #1063 — Final coat & touch-up$1,770.00
TOTAL CLAIMED$6,400.00
GST inclusive · 47 days overdue
This letter of demand is issued by PayClaim as authorised agent for our client. Payment is requested by the date shown above.

A letter of demand isn't just another reminder.

Each letter is prepared with firm, professional wording and comes with clear next steps, so you and your debtor know exactly where things stand.

Claim preparation with the correct details and wording
State-based process information for all 8 states & territories
Step-by-step next actions in plain English
Downloadable documents , ready to serve
Get my free letter preview →
Pricing

One fixed price. No subscriptions. No percentage cuts.

You keep every dollar you recover. PayClaim only ever charges $69 to prepare your claim.

Claim preparation
$69 once-off

No subscriptions. No ongoing fees. No cut of what you recover.

Claim preparation
Plain-English guidance
State-based process information
Step-by-step next actions
Downloadable claim documents
No percentage of recovered money
No ongoing fees
Start My $69 Claim →

No account or subscription required to get started.

Pay your way — fast, simple, secure
Visa Mastercard Afterpay

Secure checkout powered by Stripe · Afterpay lets you split the $69 into 4 payments

Built for your trade

Security of payment, trade by trade.

Dedicated guidance for how payment claims work for your line of work.

Electricians Plumbers Concreters Carpenters Roofers Painters Tilers Plasterers Landscapers Bricklayers Scaffolders Glaziers
Payment Claims for Tradies → Debt Collection for Contractors → Debt Collection for Builders →
Example scenarios

What a prepared claim looks like.

Illustrative scenarios showing how a prepared claim comes together. Every situation is different.

Painter · Queensland $6,400

Three invoices, no reply

A residential repaint wrapped up months ago, but three invoices went unanswered despite plenty of polite follow-ups.

A payment claim is prepared with a plain-English plan for what to send and when.
Electrician · New South Wales $12,750

Final payment held back after sign-off

The commercial fit-out was signed off and handed over, then the last progress payment quietly stopped coming.

A claim is prepared for the New South Wales process with every deadline mapped out.
Carpenter · Victoria $8,900

Builder kept stalling on a finished deck

A deck and pergola build was done and dusted, but the builder kept pushing the payment date back week after week.

A formal claim and supporting documents are prepared, ready to send.

PayClaim prepares claim information and documents. Outcomes vary by situation and we do not guarantee recovery of any amount.

Compare your options

How PayClaim compares.

PayClaim
Solicitor
Debt collector
Upfront cost
Fixed $69
$$$ / hour
Often a % cut
Takes a % of recovery
Never
Sometimes
Usually
Plain-English steps
Yes
Varies
Rarely
Built for tradies
Yes
No
No
Ready same day
Usually
No
No

PayClaim is not a law firm and does not provide legal advice. This comparison is general information only.

Coverage

Covered Australia-wide.

Wherever you work, PayClaim prepares your claim around the security of payment process for your state — across all 8 states and territories.

QLD
Queensland
NSW
New South Wales
VIC
Victoria
WA
Western Australia
SA
South Australia
TAS
Tasmania
ACT
Aust. Capital Territory
NT
Northern Territory
Guides

Understand your options before you chase payment.

Plain-English guides on how payment claims work in your state — no legal jargon.

GETTING PAID

What is a payment claim, and how does it work?

A plain-English rundown of how security of payment claims help tradies get paid.

Read guide →
DEADLINES

How long do you have to make a claim?

Timeframes matter. Understand the key deadlines before you chase payment.

Read guide →
EVIDENCE

What proof you need before you claim

Invoices, quotes and messages — what to gather to back up your claim.

Read guide →
Browse all guides →
FAQs

Straight answers, no jargon.

Is PayClaim a law firm? +

No. PayClaim prepares claim information and documents and gives you plain-English guidance. We are not a law firm and do not provide legal advice.

How much does it cost? +

A fixed $69, once-off, to prepare your claim. No subscriptions, no ongoing fees, and we never take a percentage of what you recover.

Which states do you cover? +

All 8 Australian states and territories. Each claim is prepared around the security of payment process for your state.

What do I need to get started? +

The basics about the job and the client, your invoice, and any quotes or messages that show what was agreed and that you weren't paid.

Do you guarantee I'll get paid? +

No one can honestly guarantee recovery. PayClaim prepares a proper claim and clear next steps to give you the best position to take action.

How fast is it? +

Most claims are prepared the same day once you've provided your details and uploaded your proof.

Stop chasing.
Claim what you're owed.

Prepare your payment claim today for a fixed $69 — and finally get paid for the work you've done.

Get my free letter preview — $69 See How It Works