Knowledge Base

Security of Payment Guides for Australian Tradies

Plain-English guides for unpaid construction invoices, Security of Payment claims, state rules and trade-specific payment issues.

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Browse guides by topic

State Guides

Find Security of Payment information for QLD, NSW, VIC, WA, SA, TAS, ACT and NT.

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Trade Guides

Guides for electricians, plumbers, concreters, carpenters, roofers, painters, tilers and more.

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Payment Claim Help

Learn how payment claims work, what evidence you need and when to take formal action.

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Latest Security of Payment guides

Uncategorized

How Electricians Use the Security of Payment Act to Get Paid in Australia (Updated)

Security of Payment legislation gives Australian electricians a legal pathway to claim unpaid invoices. Here's how to use it.

5 min read · 02 Jun 2026 Read guide →
Uncategorized

How to Email a Slow-Paying Builder Without Burning the Relationship

Getting paid late hurts cash flow. Here's how to chase money professionally—and when to escalate to formal claims.

4 min read · 01 Jun 2026 Read guide →
Uncategorized

Builder About to Liquidate? Move on Your Payment Claim Now

When a builder faces insolvency, your unpaid invoice moves to the back of the queue. Here's why acting fast on a formal payment claim matters.

4 min read · 01 Jun 2026 Read guide →
Uncategorized

When the Amount Is Too Small for a Lawyer — But Too Big to Lose

You're owed thousands. A lawyer will cost you half of it. Here's what tradies actually do about unpaid invoices.

5 min read · 01 Jun 2026 Read guide →
Uncategorized

Debt Collectors vs Security of Payment Act: Which Path Gets You Paid

Two ways to chase unpaid invoices. One's faster, cheaper, and built into Australian law. Here's which works better for tradies.

4 min read · 01 Jun 2026 Read guide →
Uncategorized

Why $79 Beats a $3,000 Construction Lawyer — Sometimes

A Security of Payment claim doesn't always need a lawyer. Here's when DIY makes sense, and when it doesn't.

5 min read · 01 Jun 2026 Read guide →
Uncategorized

Document Everything: The Subcontractor’s Paper Trail Survival Guide

Paper trails win payment disputes. Learn what to document, how to keep it, and why it matters under Australian Security of Payment law.

5 min read · 31 May 2026 Read guide →
Uncategorized

Subcontract Clauses That Protect You From Slow Payers

Smart contract terms can stop payment delays before they start. Here's what to include in your subcontracts to protect your cash flow.

5 min read · 31 May 2026 Read guide →
Uncategorized

Charging Interest on Late Payments — What’s Allowed Under Australian Law

Can you charge interest on overdue invoices? Here's what Australian construction law actually says about late payment interest for tradies and subcontractors.

5 min read · 31 May 2026 Read guide →
Uncategorized

Polite But Firm: Follow-Up Scripts That Actually Work

Learn what to say when chasing down unpaid invoices. Plain-English templates tradies can use right now.

5 min read · 31 May 2026 Read guide →

Security of Payment guides by state

QLD Queensland NSW New South Wales VIC Victoria WA Western Australia SA South Australia TAS Tasmania ACT ACT NT Northern Territory

Payment claim guides by trade

Electricians Plumbers Concreters Carpenters Roofers Painters Tilers Plasterers Landscapers Bricklayers Scaffolders Glaziers

Before debt collection

PayClaim is not a debt collection agency. For unpaid construction invoices, PayClaim may help you take a formal first step by preparing and serving Security of Payment claim documents.

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