Security Of Payment Claim Online | PayClaim Australia

Security Of Payment Act — Australia

Prepare A Security Of Payment Claim Online

PayClaim helps Australian tradies, subcontractors and construction businesses prepare payment claim documents for unpaid construction invoices.

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What Is A Security Of Payment Claim?

A Security of Payment claim is a formal demand for payment, made under your state’s Security of Payment legislation, by someone who has carried out construction work or supplied related goods and services. It’s designed specifically for the construction industry — to give contractors and subbies a fast, structured path to recover unpaid invoices.

Once a payment claim is properly prepared and served on the debtor, the legislation triggers tight statutory timeframes. The debtor either pays, responds with a payment schedule, or risks the claim escalating to adjudication.

Who Can Make A Claim?

Eligibility is set by the legislation in each state, but in general:

  • You must have carried out construction work (or supplied related goods/services) under a contract — written, verbal or implied.
  • You must have an unpaid invoice or progress claim for that work.
  • The work must be in Australia.
  • You must be within the time window allowed by your state’s Act.

What Types Of Unpaid Invoices May Qualify

Trade Invoices

Electrical, plumbing, concreting, carpentry, tiling, painting, roofing, plastering and similar trade work.

Progress Claims

Staged progress claims under a head contract or subcontract that have not been paid.

Variations

Approved variations to scope that have been done but not paid out.

Materials & Supply

Construction materials and related goods supplied to a building site.

Plant & Equipment

Hire of plant or equipment used directly for construction work.

Final Claims

Final invoices held back at the end of a job after practical completion.

What PayClaim Helps You Prepare

  • The payment claim document — formatted under the relevant state’s framework.
  • Supporting attachments — invoices, scope, evidence, photos, contract references.
  • Service instructions — clear guidance on how and to whom to serve the claim.
  • Deadline tracker — so you know exactly when statutory windows open and close.
$79 Flat Fee. No Big Commission.PayClaim is designed as a low-cost first step for tradies and contractors. You pay a flat $79 to prepare your payment claim. No subscription. No large percentage fee.

What PayClaim Does NOT Do

Be clear about scope.

  • PayClaim does not file the claim with an adjudicator on your behalf.
  • PayClaim does not provide legal advice.
  • PayClaim does not guarantee any outcome — payment, adjudication or otherwise.
  • PayClaim is not a law firm and is not a debt collector.

PayClaim is a self-service tool that helps eligible users prepare payment claim documents and instructions. If your matter needs a lawyer, please seek independent legal advice.

State-By-State Notes

Each Australian state and territory has its own Security of Payment legislation. PayClaim works with claims aligned to the framework in your state.

NSW

Building and Construction Industry Security of Payment Act 1999 (NSW).

QLD

Building Industry Fairness (Security of Payment) Act 2017 (QLD).

VIC

Building and Construction Industry Security of Payment Act 2002 (VIC).

WA

Building and Construction Industry (Security of Payment) Act 2021 (WA).

SA

Building and Construction Industry Security of Payment Act 2009 (SA).

TAS

Building and Construction Industry Security of Payment Act 2009 (TAS).

ACT

Building and Construction Industry (Security of Payment) Act 2009 (ACT).

NT

Construction Contracts (Security of Payments) Act 2004 (NT).

Frequently Asked Questions

What is a Security of Payment claim?

A formal payment claim made under your state’s Security of Payment legislation by someone who has carried out construction work or supplied related goods/services and has not been paid.

Who can lodge a Security of Payment claim?

Generally any contractor, subcontractor or supplier who has done construction work in Australia under a contract and has an unpaid invoice within the time window allowed by their state’s Act.

Does PayClaim file the claim for me?

No. PayClaim helps you prepare the payment claim document, supporting attachments and service instructions. You serve it on the debtor.

Is PayClaim a law firm?

No. PayClaim is not a law firm and does not provide legal advice. Seek independent legal advice if needed.

What does it cost?

$79 flat. No subscription. No commission on what you recover.

Does this work in my state?

Every Australian state and territory has its own Security of Payment legislation. PayClaim is built to support payment claims aligned to your state’s framework.

Start Your Security Of Payment Claim

Prepare your payment claim online — flat $79, no commission, built for Australian construction.

Start Your Claim — $79