Locations/Queensland
Security of Payment · QLD

Security of Payment QLD guide for tradies

Learn how payment claims work in Queensland and how PayClaim helps prepare and serve unpaid construction invoice claims for a fixed $79.

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Quick facts What is SoP? Who can use it What you need Key timeframes What is different here In detail How PayClaim helps If they don't pay FAQ

Queensland Security of Payment quick facts

State
Queensland
Legislation
Building Industry Fairness (Security of Payment) Act 2017 (QLD)
Payment claim provision
section 75
Time to respond
15 business days
Time limit to claim
The later of the period in the contract or 6 months after the work was last carried out (section 75). Final payment claims have their own longer windows.
Adjudication applied for to
the Adjudication Registrar at the Adjudication Registry, within the Queensland Building and Construction Commission

What is Security of Payment in Queensland?

Security of Payment laws are designed to help contractors and subcontractors claim payment for construction work without waiting months for unpaid invoices to be resolved. The process and deadlines vary by state, so it is important to use the correct rules for where the work was completed.

PayClaim helps make the process easier by collecting the key information, preparing the claim documents and serving them electronically based on the details you provide.

Who can use it?

Subcontractors
Builders
Electricians
Plumbers
Roofers
Carpenters
Civil contractors
Construction suppliers
Consultants & service providers

Eligibility depends on the work, contract, location and circumstances. For complex matters, seek legal advice.

What you need before you start

Invoice or payment request
Debtor or head contractor details
Project or site address
Contract, quote or purchase order (if available)
Emails, texts or messages
Photos or proof of work completed
Variations or extras (if relevant)
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Key timeframes in Queensland

1

Serve the payment claim (section 75)

You must serve it in time: The later of the period in the contract or 6 months after the work was last carried out (section 75). Final payment claims have their own longer windows.

2

They respond — 15 business days (section 76)

The respondent has 15 business days after the payment claim is given, or the period in the contract, whichever ends first (section 76).

3

If they do not respond

If no payment schedule is given in time, the respondent becomes liable to pay the full claimed amount on the due date (section 77). Failing to give a schedule also carries a penalty and can lead to Queensland Building and Construction Commission disciplinary action.

4

Adjudication (section 79)

30 business days after receiving a payment schedule, or 20 business days after the due date where a scheduled amount goes unpaid (section 79). The application is made to the Adjudication Registrar at the Adjudication Registry, within the Queensland Building and Construction Commission.

5

Keep records

Keep copies of invoices, evidence, service records and correspondence. Proof of when and how the claim was served is what the timeframes above run from.

What is different about Queensland

Queensland still uses reference dates, and only one payment claim may be made for each reference date. Chapter 3 does not apply where a resident owner is a party to a domestic building contract. A claim above $750,000 is a complex payment claim and runs to different timing.

Statutory references on this page were checked against the consolidated Building Industry Fairness (Security of Payment) Act 2017 (QLD) on the official Queensland legislation website in July 2026. Timeframes interact with your contract and with the statutory due date for payment, so check your own contract. This is general information, not legal advice.

Queensland’s Security of Payment Laws: The BIF Act

If you’re a subcontractor, tradie, or supplier working on construction projects in Queensland, you have powerful legal rights to get paid — fast. The Building Industry Fairness (Security of Payment) Act 2017 (QLD), commonly known as the BIF Act, gives you a clear legal pathway to recover unpaid invoices without going to court.

What Is the BIF Act?

The BIF Act replaced the older Building and Construction Industry Payments Act 2004 and strengthened protections for everyone in the construction supply chain. It applies to contracts for construction work or related goods and services carried out in Queensland — whether you’re a builder, concreter, plumber, electrician, roofer, or any other trade.

The Act covers subcontractors, suppliers, consultants, and anyone else providing construction work or related services under a contract. If money is owed to you under a construction contract, the BIF Act is your tool to get it.

Who Does the BIF Act Cover?

  • Subcontractors of all trades (plumbers, electricians, concreters, roofers, carpenters, etc.)
  • Building material suppliers
  • Consultants and design professionals
  • Labour hire companies supplying workers to construction sites
  • Anyone performing construction work under a contract in Queensland

Key Timeframes Under the QLD BIF Act

Understanding the timeframes is critical. Miss a deadline and you could lose your right to claim.

  • Serving a Payment Claim: You can serve a payment claim on or from a reference date specified in your contract, or at the end of each month. There is no strict upper time limit, but you should act promptly.
  • Payment Schedule (Respondent’s Response): Once served with your payment claim, the head contractor or developer has 15 business days to provide a payment schedule. If they don’t respond, the full claimed amount becomes due.
  • Adjudication Application: If you receive a payment schedule disputing your claim (or no schedule at all), you have 30 business days to lodge an adjudication application.
  • Adjudication Decision: An adjudicator must decide within 10 business days (or 15 if extended). That’s often less than three weeks from lodging your application.

There is no upper dollar limit on claims under the QLD BIF Act — whether you’re owed $5,000 or $5 million, you can use this process.

What Happens If the Head Contractor Doesn’t Pay?

If a payment schedule isn’t provided and the amount isn’t paid, you can apply for adjudication or seek judgment in court for the unpaid amount. You focus on your trade — we handle the paperwork.

Don’t Let Unpaid Invoices Eat Your Business

Queensland’s construction industry is booming, but payment disputes are a daily reality for subcontractors. Whether a head contractor is delaying payment, disputing variations, or simply ignoring your invoices, the BIF Act gives you real power — and PayClaim makes sure you use it.

Start your claim today. It costs nothing to get started, and you could have your money within two weeks.

How PayClaim helps

1

Tell us about the invoice

Enter who owes you money, the amount unpaid, the work completed and the project location.

2

Upload your evidence

Add invoices, quotes, contracts, messages, photos and supporting documents.

3

PayClaim prepares the claim

PayClaim prepares the payment claim documents based on the information provided.

4

PayClaim serves the claim

PayClaim electronically serves the claim and gives you a record of what was sent.

What happens if they do not pay?

If the other party does not pay, they may respond, dispute the claim or ignore it. Your next options depend on the state, the contract, the amount claimed and the circumstances.

● Best case

They pay

Some respondents pay once a formal claim is served.

● Within window

They respond

They may reply, including with a payment schedule stating what they propose to pay.

● Takes longer

They dispute it

You can consider adjudication, legal advice or other options.

● No reply

They ignore it

If the deadline passes with no response, you may have further options depending on your state.

PayClaim does not provide legal advice, adjudication representation or court enforcement.

Queensland Security of Payment FAQ

What is Security of Payment in Queensland? +

It is a statutory process for claiming payment for construction work. In Queensland it operates under the Building Industry Fairness (Security of Payment) Act 2017 (QLD), and a payment claim is made under section 75. It is designed to resolve payment far faster than court.

How long does the other party have to respond in Queensland? +

The respondent has 15 business days after the payment claim is given, or the period in the contract, whichever ends first (section 76).

What happens if they do not respond in time in Queensland? +

If no payment schedule is given in time, the respondent becomes liable to pay the full claimed amount on the due date (section 77). Failing to give a schedule also carries a penalty and can lead to Queensland Building and Construction Commission disciplinary action.

How long do I have to serve a payment claim in Queensland? +

The later of the period in the contract or 6 months after the work was last carried out (section 75). Final payment claims have their own longer windows.

When can I apply for adjudication in Queensland, and who to? +

30 business days after receiving a payment schedule, or 20 business days after the due date where a scheduled amount goes unpaid (section 79). The application is made to the Adjudication Registrar at the Adjudication Registry, within the Queensland Building and Construction Commission.

What is different about Queensland? +

Queensland still uses reference dates, and only one payment claim may be made for each reference date. Chapter 3 does not apply where a resident owner is a party to a domestic building contract. A claim above $750,000 is a complex payment claim and runs to different timing.

Can subcontractors use Security of Payment laws in Queensland? +

Subcontractors are often able to use the process, but eligibility depends on the work, the contract and the circumstances. For complex matters, seek legal advice.

What documents do I need? +

Your invoice or payment request, the debtor's details, the project address, any contract or quote, and supporting evidence such as emails, messages and photos.

Does PayClaim guarantee payment? +

No. PayClaim does not guarantee payment or outcomes. We prepare and serve your claim and give you a clear record of what was sent.

Is PayClaim a law firm? +

No. PayClaim prepares and serves payment claim documents based on the information you provide. We are not a law firm and do not provide legal advice.

What happens after the claim is served? +

You receive a record of the served claim. The other party may pay, respond, dispute or ignore it, and your next options depend on the circumstances.

Can I start for free? +

Yes. You can start your claim for free and only pay the $79 when you're ready for PayClaim to prepare and serve it.

How much does PayClaim cost? +

A fixed $79 per claim, once-off and GST inclusive. No subscription, no commission and no success fee.

Other states

Looking for another state?

QLD
Queensland
Security of Payment QLD
NSW
New South Wales
Security of Payment NSW
VIC
Victoria
Security of Payment VIC
WA
Western Australia
Security of Payment WA
SA
South Australia
Security of Payment SA
TAS
Tasmania
Security of Payment TAS
ACT
ACT
Security of Payment ACT
NT
Northern Territory
Security of Payment NT

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