Guides / State Guides
State Guides

How Long Does a Security of Payment Claim Take in Australia?

The Timeline From Claim to Payment One of the biggest advantages of the Security of Payment Act is speed. Compared to court proceedings, which can take 1–3 years,...

Updated 28 February 2026 2 min read By PayClaim

The Timeline From Claim to Payment

One of the biggest advantages of the Security of Payment Act is speed. Compared to court proceedings, which can take 1–3 years, the SOP Act process is designed to be resolved in weeks. Here’s a realistic timeline.

Week 1–2: Payment Claim Served

You serve your payment claim on the head contractor. The 10-business-day response window begins immediately. If the contractor pays within this window (which many do simply upon receiving a formal payment claim), the matter is resolved in 2 weeks or less.

Week 2–3: The Response Window

The respondent must serve a payment schedule by the end of business day 10. If they pay in full, the matter ends here. If they serve a schedule disputing some or all of the amount, the adjudication process begins.

Week 3–4: Adjudication Application

If the respondent doesn’t respond or disputes the amount, you lodge an adjudication application. PayClaim auto-generates this application. It must be lodged within 20 business days of the expiry of the payment schedule period.

Week 4–5: Adjudication Response

The respondent has 5 business days to lodge an adjudication response. If they failed to serve a payment schedule, their ability to raise new defences is limited.

Week 5–7: The Determination

The adjudicator determines the application, typically within 10 business days. A determination is binding on both parties.

Week 7–8: Payment

The adjudicator will specify a date for payment (usually within 5 business days of the determination). If the respondent doesn’t pay, the determination can be filed as a court judgment and enforced immediately.

Best Case vs Realistic Case

Scenario Timeframe
Contractor pays on receipt of claim 1–2 weeks
Contractor pays after payment schedule 2–3 weeks
Full adjudication, no disputes 4–6 weeks
Disputed adjudication, complex matter 6–10 weeks

Compare this to court proceedings: 12–36 months for a contested matter. The SOP Act is, by a significant margin, the fastest legal mechanism available to Australian subcontractors.

Information on this page is general only and does not take account of your individual circumstances. PayClaim prepares and serves payment claim documents based on the information you provide. PayClaim is not a law firm and does not provide legal advice, adjudication representation, debt collection or court enforcement. Payment outcomes are not guaranteed.

Found this useful? Share it with your crew.

More guides

State Guides

Payment Claims vs Tax Invoices: What’s the Difference?

Many subcontractors use their tax invoices as their “payment claim” under the Security of Payment Act — and…

Read guide →
State Guides

Adjudication Explained: What It Is and How It Works

If you’ve served a payment claim under a Security of Payment Act and the head contractor has disputed…

Read guide →
State Guides

How to Claim Retention Money Under the SOP Act

Retention money is one of the most contested and frustrating payment issues in Australian construction. Head contractors hold…

Read guide →

Ready to take the next step on an unpaid invoice?

PayClaim prepares and serves payment claim documents based on the information you provide. Fixed $79 per claim. No commission. No subscription.

Start a Claim — $79 View Pricing