Plain-English guides for unpaid construction invoices, Security of Payment claims, state rules and trade-specific payment issues.
Find Security of Payment information for QLD, NSW, VIC, WA, SA, TAS, ACT and NT.
View State Guides →Guides for electricians, plumbers, concreters, carpenters, roofers, painters, tilers and more.
View Trade Guides →Learn how payment claims work, what evidence you need and when to take formal action.
View Payment Claim Guides →Not getting paid is one of the biggest threats to a subcontracting business. But non-payment rarely comes out of nowhere — there are patterns and recurring reasons that...
In Queensland, a valid payment claim is the foundation of your Security of Payment rights. Get it wrong and your claim may not trigger the BIF Act’s protections....
Security of Payment laws are some of the most important — and most misunderstood — pieces of legislation for Australian tradies and subcontractors. If you’re working in the...
The $3.2 Billion Problem Research consistently shows that Australian subcontractors lose over $3.2 billion in unpaid invoices every year. The Security of Payment Act exists specifically to fix...
When a Head Contractor Goes Silent You’ve served a payment claim. The 10-business-day window has passed. Your head contractor hasn’t sent a payment schedule and hasn’t paid. What...
The Payment Claim: Your Most Important Document A payment claim is not just an invoice with different branding. It is a formal legal document that triggers statutory rights...
Can You Claim Variations Under the SOP Act? Yes — With Conditions One of the most common questions from subcontractors is whether variation work can be included in...
What Is the Security of Payment Act? The Security of Payment Act (often called the SOP Act) is legislation that exists in every Australian state and territory. Its...
Security of Payment Act NSW — Your Rights as a Subcontractor New South Wales was actually the first Australian state to enact Security of Payment legislation, passing the...
The Timeline From Claim to Payment One of the biggest advantages of the Security of Payment Act is speed. Compared to court proceedings, which can take 1–3 years,...
PayClaim is not a debt collection agency. For unpaid construction invoices, PayClaim may help you take a formal first step by preparing and serving Security of Payment claim documents.
Start your PayClaim, upload your invoice and evidence, and only pay $79 when you're ready for PayClaim to prepare and serve it.